Of course I will give way—not too often.

My hon. Friend pre-empts my closing remarks.

My hon. Friend makes a fair point that has been raised several times.

I beg to move, That the clause be read a Second time.

I will give way for the very last time, and then I will conclude my remarks.

Oh!

Everybody is arguing that more money is coming into the coffers of local schools—that is plainly a fact.

I pay tribute to my hon.

To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on the cost of mort

To ask the Minister for Women and Equalities, what steps she will take to assess the safeguarding implications of reforming the Gender Re